We are intermediaries that facilitate the process of a business acquiring needed equipment and machinery without making a large upfront payment.
Our partners provide funding through loans or leases, with the equipment often serving as collateral for the lender, and also perform underwriting and manage the financing relationship between the business (lessee) and the equipment owner or lender (lessor).
Facilitator of Funding: They connect businesses with the capital necessary to purchase equipment, machinery, tools, and vehicles.
Underwriter: Arrangers assess a business’s financial health, including its balance sheet and cash flow, to determine its creditworthiness and ability to make payments on the financing.
Manager of the Financing Relationship: In equipment financing, the arranger often acts as the intermediary between the business (lessee) and the financial institution that provides the funds (lessor).
Provider of Various Financing Options: They can arrange for loans, where the business borrows money and owns the equipment after repayment, or leases, where the business uses the equipment for a period.
How Equipment Financing Works
Equipment Acquisition: A business needs equipment but lacks the immediate capital for a full purchase.
Financing Arrangement: The business works with an equipment finance arranger to secure a loan or lease for the equipment.
Collateral: The equipment itself often serves as collateral for the loan, meaning the lender can take possession of it if the business fails to meet its payment obligations.
Regular Payments: The business makes regular payments to the lender or lessor over an agreed-upon term.
Ownership or Upgrade: At the end of the financing term, the business may own the equipment outright or have the option to upgrade or renew the lease, depending on the agreement.
Benefits of Equipment Financing
Preserves Cash Flow: Businesses can acquire necessary equipment without a large upfront expense, conserving their working capital.
Supports Business Growth: Access to up-to-date equipment enhances productivity, competitiveness, and the overall growth of the business.
Flexible Options: Financing agreements offer flexibility, allowing businesses to choose between loans or various types of leases to suit their operational needs.
We specialize in research and regularly undertake innovative and problematic studies requiring the highest methodological standards.
KOH’s expertise covers and spans a wide scope of fields. We undertake quantitative and qualitative research and while working closely with clients. Our rigorous independent research, adherence to deadlines, outstanding quality and a relationship of trust with clients ensures you the best service and roadmap to your success.
